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SERVICES
ATM
Access
First Alliance Bank
individual checking account customers will receive an ATM card with no
annual fee. Local ATM access with no charge at First Alliance Bank ATMs
and other regional networks (see
MoneyPass website to locate no-fee ATMs. See bank for details).
To report a lost or stolen debit card, call 1(877)300-3509.
Debit Card
The First Alliance Bank VISA(r)
Check Card allows you to make purchases anywhere VISA(r)
is accepted, with the amount of your purchase deducted directly from your
checking account. It’s like
carrying your checkbook around in a card!
(VISA(r)
Check Card subject to credit approval.)
To report a lost or stolen debit card, call 1(877)300-3509.
Safe
Deposit
Keep
valuable papers and other items in our safe deposit vault. We offer
annual contracts at competitive prices at all First Alliance Bank
locations. A wide variety of box sizes is available with access during
lobby hours.
Overdraft
Protection
First Alliance Bank offers several overdraft protection programs
for your checking account. Your
banker can help you choose the one that is right for you. (Overdraft
protection subject to credit approval.)
Direct
Deposit
Regular deposits such as your paycheck or monthly
government checks can be deposited directly into your checking or savings
account. With this convenient
service you will always know that your check is deposited safely and on
time!
Direct Debit
At your request, ongoing set expenses such as your
mortgage or insurance payments can be automatically deducted from your
checking or savings account. With
direct debit you have the peace of mind of knowing the amount of your
payment is deducted from your account on the date you select.
Telephone Banking
Banking is secure, easy
and convenient from your touch-tone telephone. All you need is your
customer identification number and your personal identification number (P.I.N.)
Check balances, transfer between accounts, make loan payments, verify
checks cleared and deposits posted, request a faxed statement and more.
Telephone banking is available in English and Spanish.
24-Hour Telephone Banking –
(901) 328-6000
Internet Banking
Bank
24 hours a day from the privacy of your home or office using your
personal computer and our secure web site. Internet Banking offers the
same convenient services that are available through Telephone Banking
plus the added feature of paying bills on-line. Approved businesses may
use Internet banking to create ACH credits and debits.
24-Hour Internet Banking -
www.fabtn.com
Bill Payment
Pay monthly bills from your computer. You originate the payment and pay
bills on your schedule. Bill payment is compatible with most home
accounting software programs.
Bill Presentment
For even more convenience, have your bills sent directly to the bill
presentment center, which invoices you electronically via email and
allows for automated payment. Your bills are available online to look at
any time and at your convenience. Bill presentment is compatible with
most home accounting software products. An annual recap of bills paid is
available on CD with report writer.
Remote Deposit Capture
Make deposits anytime
– days, nights, weekends – without making a trip to the bank! Through
our secure, internet-based check processing system, you can make
deposits right from your business office directly into your First
Alliance Bank checking account using your computer and a check scanning
device. You’ll be able to access check images, deposits and reports for
24 months, export accounts receivable data to your Accounts Receivable
system, and reduce check float with the latest in electronic processing.
Lockbox Services
Improve collection of
accounts receivable through First Alliance Bank lockbox service.
Businesses that receive the majority of payments as checks through the
mail can save valuable employee time by having payments sent directly to
the bank lockbox. Checks are deposited the day they are received, with
daily notification of transactions.
Automated Payroll Service
Save time by using this convenient service to pay your
employees by setting up payroll direct deposit. Businesses may set up
payroll direct deposit with a monthly service charge based on the number
of transactions and pay periods. (Subject to credit approval.)
Automated
Debit Service
Save on
billing and collection time! Approved businesses may collect accounts
receivable in a safe and efficient manner by using our automated debit
service. (Subject to credit approval.)
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