Rates

Accounts		Minimum to Open ($)	Minimum Balance ($)	Interest Rate (%)	APY (%)1
1 Annual Percentage Yield (%) 2 Rate may change after account is opened. 3 Fees could reduce earnings. 4 Penalty for early withdrawal. 5 Maximum principal balance allowed is $99,999.99. An existing checking account or a new checking account with a minimum deposit of $250 is required. Deposits of $1,000 or more are allowed at any time. Withdrawals of $1,000 or more are allowed once each calendar month. Penalty of 90 days interest if the CD closes or the balance drops below $1,000 at any time prior to maturity.
Checking Accounts 2, 3
Interest Checking (NOW)		100		0.020	0.02
Alliance Checking		100		0.040	0.04
Grand Alliance Checking		100		0.040	0.04
FABulous Interest Checking		100		0.040	0.04
	Tier 2		2,500	0.060	0.06
	Tier 3		15,000	0.240	0.24
	Tier 4		25,000	0.420	0.42

Savings Accounts 2, 3
Regular Savings		100		0.030	0.03
"Grow With Me" Savings		10		0.030	0.03
Money Market Savings		1,500		0.030	0.03
	Tier 2		1,500	0.030	0.03
	Tier 3		10,000	0.280	0.28
	Tier 4		25,000	0.430	0.43
	Tier 5		50,000	0.630	0.63
	Tier 6		100,000	0.830	0.83
Health Savings Account		50		0.030	0.03
	Tier 2		1,000	0.030	0.03
	Tier 3		2,500	0.070	0.07
	Tier 4		5,000	0.210	0.21
	Tier 5		15,000	0.630	0.63

Certificates of Deposit 4		Minimum to Open ($)		Interest Rate (%)	APY(%)
Certificates of Deposit		1,000
	30 Day			0.070	0.07
	60 Day			0.270	0.27
	90 Day			0.420	0.42
	180 Day			0.560	0.56
Certificates of Deposit & IRAs		1,000
	1 Year			0.810	0.81
	2 Year			1.120	1.12
	2½ Year			1.160	1.16
	3 Year			1.260	1.26
	4 Year			1.410	1.41
	5 Year			1.660	1.66
EZ Access Certificates of Deposit 5		5,000
	1 Year			0.760	0.76