Rates

Accounts		Minimum to Open ($)	Minimum Balance ($)	Interest Rate (%)	APY (%)1
1 Annual Percentage Yield (%) 2 Rate may change after account is opened. 3 Fees could reduce earnings. 4 Penalty for early withdrawal. 5 Maximum principal balance allowed is $99,999.99. An existing checking account or a new checking account with a minimum deposit of $250 is required. Deposits of $1,000 or more are allowed at any time. Withdrawals of $1,000 or more are allowed once each calendar month. Penalty of 90 days interest if the CD closes or the balance drops below $1,000 at any time prior to maturity.
Checking Accounts 2, 3
Interest Checking (NOW)		100		0.020	0.02
Alliance Checking		100		0.040	0.04
Grand Alliance Checking		100		0.040	0.04
FABulous Interest Checking		100		0.040	0.04
	Tier 2		2,500	0.080	0.08
	Tier 3		15,000	0.410	0.41
	Tier 4		25,000	1.150	1.16

Savings Accounts 2, 3
Regular Savings		100		0.040	0.04
"Grow With Me" Savings		10		0.040	0.04
Money Market Savings		1,500		0.040	0.04
	Tier 2		1,500	0.130	0.13
	Tier 3		10,000	0.480	0.48
	Tier 4		25,000	0.620	0.62
	Tier 5		50,000	1.030	1.03
	Tier 6		100,000	1.350	1.36
Health Savings Account		50		0.080	0.08
	Tier 2		1,000	0.080	0.08
	Tier 3		2,500	0.170	0.17
	Tier 4		5,000	0.310	0.31
	Tier 5		15,000	0.770	0.77

Certificates of Deposit 4		Minimum to Open ($)		Interest Rate (%)	APY(%)
Certificates of Deposit		1,000
	30 Day			0.160	0.16
	60 Day			0.410	0.41
	90 Day			0.660	0.66
	180 Day			1.110	1.11
Certificates of Deposit & IRAs		1,000
	1 Year			1.310	1.31
	2 Year			1.910	1.91
	2½ Year			2.010	2.01
	3 Year			2.110	2.11
	4 Year			2.360	2.36
	5 Year			2.610	2.61
EZ Access Certificates of Deposit 5		5,000
	1 Year			1.210	1.21