First Alliance Bank - Memphis commercial business loans

Business Banking - Loans

Commercial Loans
Commercial business loans & SBA loans

As a commercial bank, First Alliance Bank has a broad range of loan products to help small and large companies.  Memphis commercial business loans are available for small and large entities.  Let First Alliance Bank help you find the commercial business loan or line of credit that best suits your business financing needs.

Because First Alliance Bank is a community bank in Memphis, TN, credit decisions are made locally.  All loans, whether SBA loans or larger commercial business loans, are considered on a case-by-case basis.  Flexible terms are available to meet your business financing needs.

Revolving line of credit

  • For seasonal or temporary working capital needs with flexible terms up to 12 months.
  • Allows you to borrow and pay down based on cash flow.

Asset-based line of credit

  • Allows draws based on percentage of eligible collateral.

Real estate loans

  • Retail, commercial and industrial buildings, remodeling, additions, new construction and land acquisition and development.  
  • Flexible terms based on type of loan and collateral.

SBA loans

  • Following the guidelines of the Small Business Administration, these commercial business loans can be underwritten by knowledgeable commercial lenders at First Alliance Bank.

Commercial Letter of Credit
  • Guarantees payment to vendors for domestic and overseas trade or to local business entities for single transactions or ongoing credit needs.