First Alliance Bank - Memphis bank for small business

Business Banking - Checking

Green Business Checking
As a preferred Memphis bank for small business, we have created this account which is perfect for new and small business owners and associations with low volume activity.

  • Minimum opening deposit of $100.00.
  • Monthly statement delivered in electronic format at no charge.
  • No monthly service charge.
  • Other fees such as cost of checks, NSF fees, non-network ATM fees, paper statements and other fees not related to the monthly service fee will apply.
  • No charge for up to 200 items per month. (Items include check and other debits paid, including ACH, deposits and other credits posted and items deposited. Fee charged for each additional item.)
  • Additional charge for excess activity.

Commercial Checking
Larger businesses that maintain a higher balance, have a significant number of transactions, and want the flexibility to control monthly expenses will prefer this commercial checking account.
  • Minimum opening deposit of $100.00.
  • Unlimited transactions.
  • Competitive earnings credit applied to reduce or eliminate analysis charge.
  • Monthly service charge of $15 may be offset by earnings credit computed on the average collected account balance and amount of account activity.

Visit First Alliance Bank, a Memphis bank for small business, at any of our branch locations where our knowledgeable staff can help you determine which commercial account is best suited to your banking needs.