Business Checking Accounts Comparison
| Account Features | Green Business Checking | Small Business Checking | Commercial Checking |
|---|---|---|---|
| Footnotes: | |||
| 1 Services available for a fee and subject to approval. Please ask bank representative for a list of fees. | |||
| 2 Bill Pay continues at no charge with minimum usage. A non-usage fee will be charged for any month in which there is no activity. | |||
| 3 Other fees such as cost of checks, NSF fees, non-network ATM fees and other fees not related to the monthly service fee are in addition to this charge. | |||
| 4 Items include checks and other debits paid, including ACH, deposits and other credits posted and items deposited. Fee charged for each additional item. | |||
| 5 Fee charged for each additional item. | |||
| 6 Through December 31, 2012, additional FDIC insurance coverage is being provided for certain accounts. Click here for details. | |||
| Most suitable for: | New and small business owners and associations with low volume activity. | Businesses with a limited number of monthly transactions. | Businesses that maintain a higher balance or have a greater number of transactions. |
| Required Opening Deposit | $100 | $100 | $100 |
| Monthly Service Fee3 | $0 | $10 | $15 |
| Free transactions per cycle | 200 items4 | Write up to 50 checks, make 10 deposits and have 100 deposited items5 | All transactions subject to analysis charge. Charge may be reduced or eliminated based on earnings credit. |
| Enhanced FDIC Deposit Insurance6 | Yes | Yes | Yes |
| FREE currency and coin transactions | Up to $10,000 | No | Included in analysis cost |
| Remote Deposit Capture available | Yes | Yes | Yes |
| FREE 24-hour telephone banking | Yes | Yes | Yes |
| FREE Internet Banking @ www.fabtn.com | Yes | Yes | Yes |
| Online ACH Transactions1 | Yes | Yes | Yes |
| Online Domestic & Intl. Wire Transfers1 | Yes | Yes | Yes |
| FREE Online Bill Pay for 3 months2 | Yes | Yes | Yes |
| E-statement with imaged items available | Required | Yes | Yes |
| Discount on Safe Deposit Box | Yes | Yes | Yes |
| Lockbox Service available1 | Yes | Yes | Yes |
| Automated Payroll Service available1 | Yes | Yes | Yes |
| Automated Debit Service available1 | Yes | Yes | Yes |
| Sweep Account available1 | Yes | Yes | Yes |
| Repurchase Agreements available1 | Yes | Yes | Yes |
| Night Deposit available | Yes | Yes | Yes |
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